To file a complaint against a collector who is harassing you, contact the FTC at www.ftc.gov or 1-877-382-4357. The FTC won’t follow up for you on your specific case, but your complaint will help others by allowing for patterns of possible law violations to surface. When a collector calls you, get their name, company name, [...]

In 2003, the Federal Trade Commission estimated that more than 10 million Americans had been the victims of identity theft. That is a huge number. It is very important to check your credit report and credit score every 3 months, to assure perfect accuracy on your credit file.