Our Approach

Our personal service and attention to detail are an essential part of our credit restoration process.

Our success is the result of our understanding of the many elements, including the laws that govern all creditors, the FICO scoring model, and our effective approach in helping you build positive credit.

1 Laws

The credit bureaus must abide by federal laws. Creditors and collectors have rules for furnishing information to the credit bureaus. Creditors and collectors also operate under separate laws that regulate their interaction with consumers. Knowing the applicable laws allows us to re-establish your credit in just 45 days.

2 Knowing the Score

Your FICO scores will determine the interest rate that you pay on every dollar that you borrow. Everything that we do is guided by our understanding of the FICO model. Every person should check all 3 credit bureaus every 3 months due to the fact that 80% of Americans have negative or derogatory information on their file that may hinder their ability to obtain the right loan at the right rate.

3 Re-Building

You want your credit to meet the requirements set by lenders. We will guide you through the process of opening up proper accounts to achieve the ideal credit rating and provide you with a credit monitoring system that will help you manage your debt to optimize your credit scores. Nothing is left out.

Putting it Together

There is nothing more important to your financial life than your credit rating. We are professionals that have been repairing, restoring, and re-establishing credit since 2001. Put us to work for you!